BeneHub

For the self-employed

Stop paying ACA pricesfor your own health insurance.

Private PPO plans from $544/mo, the same price at every age and not tied to your income.

Quoted by one licensed agent, start to finish. No call centers. No obligation.

  1. WHO
  2. AGE
  3. COVERAGE
  4. PREMIUM
  5. ZIP
  6. CONTACT

Cigna PPO Network

Nationwide doctors and hospitals on our PPO plans

Who needs coverage?

Published PPO rates, the same at every age. Your agent confirms your exact rate after a few health questions.

  • Licensed advisors
  • No cost to you
  • Your rate in about a minute

How it works

  1. Step 1

    Answer 4 quick questions

  2. Step 2

    Verify your mobile with a text code

  3. Step 3

    Your licensed agent calls you with your exact rate

Why private PPO

ACA Marketplace

  • Price tied to your income
  • Subsidies can shrink when you earn more
  • Narrow networks in many areas

Private PPO

  • Price not tied to your income
  • Nationwide PPO network
  • Coverage can start any month

Private plans may require health questions. Not everyone qualifies. Benefits, rates and availability vary by state.

Questions

Is this real health insurance?

We offer two kinds of private coverage: PPO health plans, and hospital indemnity plans that pay fixed cash benefits toward care. Your agent will walk you through exactly what each plan covers, and what it doesn't, before you decide anything.

Why can it cost less than the Marketplace?

Private plans aren't priced on your income, so a good year in your business doesn't raise your premium. Most are medically underwritten, so not everyone is approved. Your agent will show you which options fit your health and budget.

Will I get spammed with calls?

No. One licensed agent handles your quote. We don't sell your information.

Can I keep my doctor?

Most plans use a large nationwide PPO network. Your agent will check your doctors before you apply.

See your rate in about a minute.